To acquire knowledge, one must study; but to acquire wisdom, one must observe.

― Marilyn vos Savant

There's a lof of FUD going around about XRP. To prevent the spreading of misinformation and to educate the #XRPCommunity is actively replying. Because the #XRPCommunity would rather spend time keeping up with good news, we curated the most common misunderstandings and FUD so we can just copy-paste links.

XRP is not a real cryptocurrency

False

Ripple can freeze your coins

Incorrect

XRP is For banks and banks Will Die

Debunked

The XRP token will not be used

Incorrect

Ripple owns 99% of the coins

Not true

XRP is stupid because it can't be mined

Not true

The XRP blockchain is centralised

Not true

Ripple can flood the market with XRPs

Incorrect

xRapid will never go live

False

Ripple isn't even promoting XRP use

Not true

XRP Community members are bots

Debunked

XRP used to be minable

Incorrect

XRP is a security

False

Ripple can create more XRP

Incorrect

Moon in 3, 2, 1: large USD tx on the ledger

Debunked

Ripple wants to suppress the price

Not true

Ripple sells to banks / exchanges at a discount

Nuanced

XRP can never reach $X because marketcap

Incorrect

XRP wasn't called XRP

Incorrect

There's no room for price growth

False

Price won't rise because XRP is too fast!

False